Kirjahaku

Axiom Award Gold Medalist for Business CommentaryThe reach of Corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we're told is a natural and inevitable move is actually the work of powerful interests. And the great battle of our time is the battle for ownership of the digital footprints that make up our lives.In Cloudmoney, Brett Scott tells an urgent and revelatory story about how the fusion of Big Finance and Big Tech requires "cloudmoney"--digital money underpinned by the banking sector--to replace physical cash. He dives beneath the surface of the global financial system to uncover a long-established lobbying infrastructure: an alliance of partners waging a covert war on cash. He explains the technical, political, and cultural differences between our various forms of money and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress.Cloudmoney takes us to the front lines of a war for our wallets that is also about our freedom, from marketing strategies against cash to the weaponization of COVID-19 to push fintech platforms, and from there to the rise of the cryptocurrency rebels and fringe groups pushing back. It asks the most pressing questions: Who benefits from a cashless society and who gets left behind?Is the end of cash the end of true privacy?And is our cloudmoney future closer than we think it is?

Following the bank bailout and the Global Financial Crisis, anger towards the financial system reached new heights. Yet the practical workings of the system remain opaque to many people, this practical guide to the financial sector will bridge the gap between protest slogans and practical proposals for reform. Activist and former derivatives broker Brett Scott proposes a framework for understanding financial institutions, based on the three principles of 'Exploring', 'Jamming' and 'Building'. By following this process, users will gain complete understanding of the machinations of the financial sector, learning how best to effectively disrupt the system and, finally, how to build new, democratic financial systems.

Qui n se beneficia de una sociedad sin efectivo? Es el fin del dinero f sico el fin de la verdadera privacidad? El monopolio de las criptomonedas est m s cerca de lo que pensamos? Hoy en d a, muchos de nosotros apenas utilizamos dinero en efectivo y lo pagamos casi todo con tarjetas de cr dito o aplicaciones del m vil. Es decir, con dinero digital. Sin embargo, lo que a todos nos parece c modo, natural e inevitable resulta ser, fundamentalmente, el producto de poderosos intereses y manipulaciones. Cloudmoney es la enloquecedora cr nica de este cambio de paradigma. Brett Scott ha buceado bajo la superficie del sistema financiero global para mostrarnos c mo las altas finanzas y las grandes compa as tecnol gicas se han aliado con el objetivo de remplazar el dinero f sico por el dinero digital, supuestamente en pro de una escurridiza visi n de progreso, y c mo ese proceso no es m s que una guerra encubierta por nuestros bolsillos y, en ltima instancia, por nuestra libertad. Es de verdad preferible una sociedad sin efectivo, o supone el fin del dinero f sico el fin de la verdadera privacidad? Ese futuro sin met lico, est m s cerca de lo que pensamos o a n hay tiempo para cambiar el rumbo? Un libro fundamental para entender qu es el dinero, en qu puede llegar a convertirse y c mo podemos salvarnos de las garras de las poderosas Fintech. ENGLISH DESCRIPTION Who benefits from a cashless society and who gets left behind? Is the end of cash the end of true privacy? And is our cloudmoney future closer than we think it is? The reach of Corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we're told is a natural and inevitable move is actually the work of powerful interests. And the great battle of our time is the battle for ownership of the digital footprints that make up our lives. In Cloudmoney, Brett Scott tells an urgent and revelatory story about how the fusion of Big Finance and Big Tech requires "cloudmoney" --digital money underpinned by the banking sector-- to replace physical cash. He dives beneath the surface of the global financial system to uncover a long-established lobbying infrastructure: an alliance of partners waging a covert war on cash. He explains the technical, political, and cultural differences between our various forms of money and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress. Cloudmoney takes us to the front lines of a war for our wallets that is also about our freedom, from marketing strategies against cash to the weaponization of COVID-19 to push fintech platforms, and from there to the rise of the cryptocurrency rebels and fringe groups pushing back.