Kirjahaku

In Bounce Back, veteran financial coach and bestselling author Lynnette Khalfani-Cox explains how she slayed six figures of consumer debt in a mere three years and went on to build a seven-figure personal net worth. The author shows you how to take on—and defeat—the most common and difficult challenges facing Americans today, from debt, disability, and job downsizing to disasters, discrimination, divorce, and more. She draws on her own extensive experience helping people with their most intractable financial problems, the wisdom of other money coaches, financial therapists, certified financial planners, and psychologists – as well as the inspiring stories of everyday people who have bounced back from adversity. Emphasizing the critical importance of emotional, financial, social, and physical resilience, Bounce Back demonstrates 10 practical and hands-on techniques you can implement immediately to build your resilience and recover fiscally and emotionally from the most frequently experienced personal finance setbacks. You’ll also discover: How to handle the ever-rising cost of living and the increased impact of high levels of inflationActionable strategies for burning down your debt as fast as reasonably possiblePractical advice for people who face discrimination and maltreatment in the financial, housing, and employment marketsAn essential and endlessly inspiring roadmap to a better financial tomorrow, Bounce Back is an expert guide to transforming a seemingly impossible challenge into a manageable setback you can overcome with skill, faith, and resilience.

Put the practical insights from Bounce Back to use with this companion workbook to financial resilience Dive deeper into the lessons from Lynnette Khalfani-Cox’s popular book, Bounce Back: The Ultimate Guide to Financial Resilience, and rebound financially with this workbook. A noted personal finance coach and New York Times bestselling author, Lynnette maps out a course for navigating some of life’s toughest obstacles and walks you through hands-on activities you can take to recover from the “Dreaded Ds,” including debt, downsizing from a job, divorce, the death of a loved one, disability, discrimination, and more. With The Bounce Back Workbook, you’ll learn to rise from setbacks with renewed emotional and financial strength. Lynnette offers the practical strategies, encouragement, inspiration, and tools specifically designed to support your progress, making this workbook more than just a valuable guide — it’s a transformative experience. Inside, you’ll discover: Customizable self-assessments, reflection questions, writing prompts, tests and quizzes, goal-trackers, and more that personalize your journeyPersonal stories and inspirational case studies of people who have been in your position and triumphed over adversityA deeper understanding of yourself and your personal relationship with money Whether as a companion to Bounce Back or a stand-alone resource, The Bounce Back Workbook is a must-read for anyone preparing for, or navigating through, the many challenges life throws our way. Use The Bounce Back Workbook to empower yourself with the tools and insights needed for both emotional and financial growth.

The Money Coach's "Millionaire Success Formula" will show you how to: Make a personal prosperity planInvest first, last, and always in your reputationLive like a lender, not a borrowerLeverage the power of propertyIncrease your fortune with proven methods not shortcutsOvercome setbacks and minimize risks to your financial healthNever forget the next generation

If you have blemishes in your credit files, or are trying to establish credit, you already know what a pain it is living with bad or so-so credit: You get turned down for credit cards and loans, you pay sky-high interest rates when you do get approved, or you have to go (hat in hand) asking family or friends to co-sign for you or loan you money.You probably wish you had good credit, right?Well, having just a good credit rating isn't good enough. You need perfect credit. The difference between having good credit and an outstanding credit rating can mean getting approved for a much-needed loan or turned down for it.Moreover, with perfect credit you can pocket tens of thousands or even hundreds of thousands of dollars over your lifetime.That is because people with excellent credit save money on loans of all kinds, pay less for various forms of insurance, and have better chances at getting hired or obtaining a promotion on the job.Roughly 220 million Americans have credit files maintained by the Big Three credit bureaus: Equifax, Experian, and TransUnion. More than half of these individuals have subprime or bad credit scores. Some people ran into credit problems after a job loss left them unable to pay their bills. Others have gone through divorce, and it is not uncommon for an ex to ruin their credit.Another 50 million adults in the U.S. have no credit files - either because they've never used traditional forms of credit, or because their credit files are "too thin" to generate a credit score.Perfect Credit offers all these consumers an easy-to-follow blueprint on how to get superb credit - and how to sidestep numerous credit traps and pitfalls along the way.