Kirjahaku

The Everything Binder Book has been designed to help you keep all your personal information safe and organized in one place--primary contacts, medical history, insurance information, private access information, estate planning, retirement details, final wishes, letters to loved ones and much more. There's even a section for your four-legged friends. Protect yourself, your family, and keep everything in one easy to access place, just in case. The Everything Binder Book was designed and created by Michelle Perry Higgins, whose work has been recognized numerous times over the last 20 years. Among her many achievements, Ms. Higgins was named to Investopedia's Top 100 Most Influential Financial Advisors list in 2017. Previously, WealthManagement.com ranked her on their Top 25 Women-Owned RIAs list in 2012, 2014, and 2015, on the Top 50 Women-Owned RIAs in 2013, as well as the "Top 40 Under 40".She has appeared on CNBC, CBS, and Fox, and has been quoted in Oprah.com, Forbes, USA Today, The Los Angeles Times, and many more publications. Ms. Higgins is a contributor on The Wall Street Journal Expert Panel.

College is the transition stage between teenage/parent dependence and adult independence. Believe it or not, now is the time to learn money management skills. Now is the time to learn how to "just say no" to excesses you don't need, you can't afford, and if you're honest, you might not even want all that badly.The 100 tips in this book are not complicated. Some are serious, some are tongue-in-cheek, and some just might be worth their weight in tuition gold. I bet that after you read this book, you'll feel empowered to tackle your finances with a whole new outlook. I can't lie, though--it will take discipline every day to stay on a budget and manage your finances effectively. The goal? To minimize the amount of debt you'll graduate with and help you learn the value of money.