What if everything you learned about personal finance was wrong?Most financial advisors help you invest money you've already saved. But if you're like most people, knowing how to save money, is just as big of a problem as knowing how to manage money. Traditional financial planning and retirement planning don't help much when you're struggling to pay the bills or racking your brain to figure out how to get out of debt.It's not that your financial advisor is purposely keeping things from you, it's just that financial planning and money management has so much to do with your beliefs and behaviors, and tragically this is just not taught in traditional financial planning.In this entertaining and practical book, Robyn takes a new approach to help you attract more money and stop sabotaging your success.Through a proven system and fun process, Robyn teaches you: -How to make money work for you -How to manage your money -How to relieve stress about money, and; -How to make financial planning simpleThis book will both entertain you, and help you establish and/or improve your money habits so you can have financial security and financial freedom.
*An Acorn Publication MEMOIR OF EXCELLENCE * LITTLE LADY SHREDS THE SAPPY, HAPPY FAIRYTALE TO BITS. Her ultimate message: Love yourself, for ever after. She's 4 feet, 8 inches of heartfelt ferocity, and nothing can stop this post-pubescent spitfire from claiming her fairytale - not jarring tragedy, not penile incompetence, not even the explosive demise of a new marriage. Not until Robyn finds her happily ever after . . . alone.
If you're fed up with the high cost and disappointing results of commercial anti-aging products, then you'll be pleased to know that there's "a better way." One of the reasons that most anti-aging products don't really work is that the active ingredients are present in quantities that are too small to be effective. The solution is to make your own stuff. By taking a do-it-yourself (DIY) approach, you'll have total control over the ingredients, and you'll be able to make your products for pennies on the dollar compared to the insane prices of name-brand wrinkle creams and serums. Once you experience the "wow factor" of something that you developed on your own that actually makes a difference in your skin, don't be surprised if this undertaking blossoms into a hobby, or even a business. You might also find yourself replacing all of your commercial soaps, hair care products, and makeup with your own superior creations. If you're good at adapting food recipes to suit your palate or dietary needs, then you already have more than enough skill to make your own cosmetics and toiletries that may be better for your skin than anything else you've ever used. A happier, younger-looking you is not beyond reach if you're willing to keep an open mind and put forth a bit of effort. Having said that, it's important for you to know that this is not a recipe book. Everyone's skin chemistry is different, and formulations that work for one person may be disastrous for another. Furthermore, tons of anti-aging skin care product recipes are available online for free if you know where to look. It's more constructive to tell you what you need to know before embarking on your DIY skin care adventure because there are plenty of pitfalls. Blindly following recipes is itself a recipe for disappointment. The goal of this book is to empower you with the knowledge to either sustain a youthful complexion well into old age or make life-changing improvements in the appearance of mature skin without having to subject yourself to costly, painful, or invasive procedures. Once you have a good foundation of anti-aging skin care knowledge, you'll be in a much better position to predict which recipes or ingredients will be a good fit for your skin type, and you'll save yourself a lot of time, money, and frustration. Here are just a few of the revelations in this book: Why some of the anti-aging skin care products that you may be using are ineffective or counterproductive The real reason behind dry skin and PMS (yes, they're related) and how to fix both with one natural product that also happens to have anti-aging properties and other health benefits, including the ability to reduce your appetite and food cravings while increasing your energy and metabolism Why vitamin C serums aren't all they're cracked up to be and what you can use instead How to find reliable information about anti-aging ingredients without having to wade through virtual piles of online content whose only purpose is to sell you something that probably doesn't work A natural anti-aging ingredient that can also be used to make candles that repel mosquitoes (no, it's not citronella) Where to buy one of the most popular facial products for 84% less than its retail price (and, unlike many other commercial anti-aging products, this one actually works, so it's money well spent) And much more...
Grown Up Coloring Book: Anti-Stress Coloring Book for Adults Featuring Wild Animals From A To Z With unique illustrations that showcase over 50 assorted wild animals, from the Anteater to the Zebra Suitable for anyone with its varying levels of complexity Provides a convenient and calming coloring experience The art of coloring is a universal practice that knows no bounds, breaking the barriers of age, culture, and background. Colors give life to everything around you. When you color, you tap into your innate creativity and artistic flare. It is a myth that only the "gifted" can create beautiful, meaningful art. In fact, you CAN be an artist in your own right. After all, art is a form of expression, and you will always have a story to tell and a range of emotions to release. The art of coloring not only allows you to create and give life to images, but to also express your authentic self without any inhibitions. Is it simply art, or is there something more to coloring? Experts have found that coloring is a grounding experience that allows you to be still and concentrate on the present moment. When you color, you are focused on the process without overthinking it. This is tremendously helpful if you want to practice and master mindfulness, a technique proven to be effective in reducing symptoms of stress, anxiety, and depression. Coloring may not erase all your cares away, but it is guaranteed to appease your mind and equip you with the calm and mental stability that you need. The act of coloring mostly utilizes the right part of the brain, which is also the emotional, expressive side. This means that there is little rationalization and far more expression involved. This assists in emotional and psychological healing, as well as in the release of pent-up feelings, particularly those that have not been expressed in a healthy, productive way. Coloring makes it easier to air these emotions out without being destructive or negative. The fact that coloring involves little rationalization also means that all mental chatter and noise are subdued. One of the things that bothers most people is the endless flow of chatter in their minds, most of which leads to insecurity, stress, and self-doubt. Thanks to coloring, this mental buzz is silenced, leading to peace of mind and serenity. Coloring is a great way to relax, wherever you are, whatever you're doing. It is convenient and easy to do; all you need are your coloring book and some coloring materials. It only takes a few minutes to put color to an image, making this activity perfect for people on the go. With all the astounding benefits of coloring, it's high time you get into this activity and be your unique, expressive self
Annie, Celia and Lynn are all that are left of the Ward's Relief Society quilting class, but they are still determined to make baby quilts for the new mothers at church. Annie, who is just south of eighty years old, calls the quiltsters (short for quilting sisters) together to ask for more. She wants to make lap quilts to give to some of the "forgotten" oldsters she sings to each week at the nursing home-something to wrap them in love at Christmastime. It's a good idea, but the trio discovers that life and making quilts don't always go as planned.The quiltsters discuss recipes and quilting ideas including a crocheted cat mat to use up their fabric selvage and trim scraps, all of which they share in the book.Sarah and Brian meet at the university. Their first date is after Sarah's First Saturday Block of the Month class she attends with her mom at the local quilt shop. Their romance grows, and they plan their future together-a plan that will require them to be separated for six months before their wedding. But, can they bear to be apart that long?What wraps together this Christmas tale? The Fourteenth Quilt.
Disfruta de la saga completa (los cinco libros) y de la historia m s rom ntica, ardiente y pol mica. Despu s de la muerte de su querido padre, Audrey Arnaldi es la pr xima princesa que regir el principado de M naco. Toda su vida ha estado dise ada para asumir esa tarea con responsabilidad.Sin embargo, un persona de su pasado irrumpe de nuevo en su vida. Su hermanastro el irresistible Vincent, a lomos de su Harley-Davidson y con aires de chico duro, regresa cargado de misterios. Cuando eran adolescentes, Audrey odiaba su fama de seductor y su arrogante sonrisa, pero ahora Vincent se ha convertido en un hombre arrebatador, tanto es as que ella se siente incapaz de controlar sus emociones. Disfruta ya de un emocionante libro de princesas y motoristas en el ambiente de lujo y sofisticaci n de Montecarlo.
