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1000 tulosta hakusanalla Jay Stringer

Nasty People

Nasty People

Jay Carter

McGraw-Hill Professional
2003
nidottu
This book provides surefire methods to neutralize the nasty people in your life. Have you been hurt, betrayed, or degraded by a nasty person? Perhaps it's your boss, your parent, or your spouse. Whoever it is, he or she is an invalidator who feeds on your self-esteem, mental anguish, and unhappiness. But you can stop this cycle of abuse and put an end to sneak attacks on your soul - without resorting to nasty tactics.In this updated bestselling guide to staying sane while dealing with difficult people, Jay Carter, Psy.D., calls upon decades of practice and observation to offer proven strategies for avoiding toxic relationships. With straight-talking advice, real-life anecdotes, and psychology that makes sense, Dr. Carter gives you the surefire tricks and techniques you need to: identify the invalidators in your life; protect your sanity; use humor to get out of the blame game; conquer self-doubt; stop invalidating yourself; confront emotional bullies; see the bigger picture; and reclaim the captain's seat of your soul.
Nasty Women

Nasty Women

Jay Carter

McGraw-Hill Professional
2003
nidottu
This book provides surefire methods to neutralize the nasty women in your life. Is there a nasty woman in your life? Someone who uses controlling, punishing, or manipulative behavior to get what she wants? She could be your wife, mother, sister, best friend - maybe even your boss. Whoever she is, she can be the Queen of Mean and make your life miserable. Or can she? Sometimes her wicked ways are compounded by communication breakdowns - damage that can easily be avoided and repaired if you know the secret keys.Based on decades of practice and observation, author, psychologist, and motivational speaker Jay Carter, Psy.D., provides no-nonsense insights into the behavior of the nastiest women, offering proven techniques for coping with every kind of female torment. As the author outlines ten personality types - from the unpredictable Flounder to the codependent Sponge - you'll learn how to: identify and fix the number-one failure in gender relationships (really!) ; recognize a manipulator when you see one; deflect criticism and not take it personally; stop being a pin cushion; confront bullies; disconnect from a no-win situation; maintain sight of the bigger picture; and communicate, connect, and coexist with the witchy women in your life.
Investing in Fixer-Uppers

Investing in Fixer-Uppers

Jay DeCima

McGraw-Hill Professional
2003
nidottu
This title shows how to get rich fast by making ugly houses beautiful! Want to find great opportunities and make big bucks in the hottest business there is? Now you can take advantage the nation's huge and growing demand for quality housing and get rich doing it! "Investing in Fixer-Uppers" helps you develop the knowledge and expertise you need to buy run-down properties at bargain rates, make just the right renovations, and sell or rent for enormous profits! Nationally recognized real estate guru "Fixer Jay" DeCima shows you how to add tens, even hundreds of thousand of dollars to the value of a dilapidated building while risking little or none of your own money.You'll discover how to substitute personal skills for traditional down payments, learn strategies for turning a profit without waiting for appreciation, and find dozens of other money-making tips, including how to: find the right properties and seek out a motivated seller; work with the right real estate agents who multiply your profits; learn what's possible to fix and what to leave alone; get free government fix-up money and low interest housing loans; double the property value and increase the income 50 per cent within 18 months; create equity fast with minimal cash upfront; bring in an investor to help your cash flow; leverage short-term profits into a lifetime of wealth; learn what kind of fix-up work pays you the most money; convert people problems into big paydays; buy properties not listed for sale; how much to pay for every property you buy; profit with a co-investor; and, earn 50 per cent of the profits for a 10 per cent investment. Rule number 1 for profiting in real estate is act now! Start by reading "Investing in Fixer-Uppers", and put yourself on the road to financial independence.
Asset Protection

Asset Protection

Jay Adkisson; Chris Riser

McGraw-Hill Professional
2004
sidottu
This is a practitioner's guide to today's most effective asset protection strategies. Shielding assets isn't easy to do in our increasingly litigious society. Yet all too often, business owners and high-net-worth individuals find it more difficult to protect their financial interests from unregulated "asset protection planners" than from the courts - and find themselves losing heavily to both."Asset Protection" details today's most successful, legitimate, and court-proven strategies for protecting one's assets. Taking a unique, all-encompassing approach that minimizes complex legalese to focus on easy-to-understand, effective asset-shielding practices and techniques, this timely book discusses: the goals of asset protection, along with steps for implementing an effective asset protection program; traditional as well as new techniques - what they are, how they work, when and how to use them; the vital relationship between asset protection and financial planning, and how to design one umbrella program to address both. "Asset Protection" delivers a welcome dose of common sense and legitimacy to a field top-heavy with gimmickry and dishonesty.Written by two of today's top legal asset protection experts, it provides you with frank, pull-no-punches details on how to do everything under the law to shield assets from harm in an unpredictable and financially perilous world. For professionals, business owners, and high net worth individuals, the danger in leaving assets vulnerable to the whims of courts and claimants is higher today than at any time in the past. And while seminar speakers often refer to "bulletproof" asset protection strategies, experienced asset protection planners know that no program or method exists that is effective in every situation - because as soon as a strategy is proven effective the attempts to undermine it will begin in earnest."Asset Protection" is today's most level-headed and technique-based look at how asset protection planning should be approached, both by the finance practitioner and the individual. It presents tools that have worked while warning against means that are inappropriate or even perilous, and provides guidelines for developing effective strategies that will work in both macro (broad) and micro (specific) situations.Written by two of today's most experienced and authoritative asset protection attorneys, this results-driven book provides a detailed, objective look at all vital aspects of the asset protection picture: Trusts - what they are, what they aren't, which to implement; and when Bankruptcy law - including pre-bankruptcy planning tactics; Fraudulent transfers - and the confusion underlying the Uniform Fraudulent Transfers Act (UFTA); Offshore planning - how to make it financially effective, tax-compliant, and judicious asset exemption options; and the limits of exempt asset status. In addition, "Asset Protection" also goes beyond other books of its type to explore the issue of morality in asset protection, and how actions that are seemingly right under the law can still lead to defeat in the courtroom. It provides different scenarios to illustrate how moral dilemmas can impact judges and juries, and discusses how to address these situations - or, better yet, keep them from ever reaching the courtroom. The future of asset protection is being written even as you read these words. Get the inside story on strategies for shielding assets both today and in the future, from everything from lawsuits and the IRS to creditors and even outright scams, in the comprehensive and indispensable "Asset Protection".
202 Great Resumes

202 Great Resumes

Jay Block; Michael Betrus

McGraw-Hill Professional
2004
nidottu
Craft a top-notch resume that can compete in today's market - and win the job of your dreams. From the resume specialists who brought you the bestselling "101 Resumes and 101 More Resumes", "202 Great Resumes" offers a winning new approach to resume writing that will make you a top competitor in today's job market. Full of unbeatable advice for every aspect of your job search, this comprehensive resume guide offers winning samples written by two veteran career-development experts. "202 Great Resumes" gives you more of the tips, strategies, and real-world examples you need to successfully market yourself to employers.Organized by profession, you'll find the perfect sample resume for almost any position in any industry. With reliable traditional formats and the newest cutting-edge styles, you'll have more creative ways to grab the attention of employers than ever before. Whether you've been out of work for months or you're just out of college, you'll learn to write a resume that gets you noticed every time! Inside you'll discover: ways to research a company to uncover their needs; how to get in the door, to network, and get yourself exposed to the hiring managers; methods to articulate your value to hiring managers and spin the right message for the people you meet; thousands of keywords to help you write; and, street-smart tips to help you job-search, negotiate your salary, work through the Internet, interview, and much more. It provides expert advice on: getting started; cover letters; electronic resumes; networking; working with recruiters; acing the interview; and, solutions-based resumes.
Shortcuts for the Student Writer

Shortcuts for the Student Writer

Jay Silverman; Elaine Hughes; Diana Wienbroer

McGraw-Hill Professional
2005
nidottu
Based on the popular textbook Rules of Thumb, this handy quick-reference guide has been designed for use by students or anyone else in need of writing advice. It's an all-in-one, at-aglance resource that provides fast, concise answers to common questions about: Grammar Punctuation Style Usage Formal Correspondence E-mails Memos Proposals Resumes Searching the Web Creating templates Editing And more
Opportunites in Technical Writing

Opportunites in Technical Writing

Jay R. Gould

MCGRAW-HILL EDUCATION - EUROPE
2008
nidottu
Write your way to success!Get started in a career that has a promising future and is financially rewarding. Opportunities in Technical Writing Careers provides you with a complete overview of the job possibilities, salary figures, and experience required to enter the field of technical writing. This career-boosting book will help you:Determine the specialty that's right for you, from proposal writing to research to manufacturingAcquire in-depth knowledge of technical writingFind out what kind of salary you can expect Understand the daily routine of your chosen field Focus your job search using industry resourcesENJOY A GREAT CAREER AS A:Copyeditor • Documentation specialist • Software technical writer • Knowledge analyst • Trainer • Technical editor
Aided Navigation: GPS with High Rate Sensors

Aided Navigation: GPS with High Rate Sensors

Jay Farrell

McGraw-Hill Professional
2008
sidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.Design Cutting-Edge Aided Navigation Systems for Advanced Commercial & Military ApplicationsAided Navigation is a design-oriented textbook and guide to building aided navigation systems for smart cars, precision farming vehicles, smart weapons, unmanned aircraft, mobile robots, and other advanced applications. The navigation guide contains two parts explaining the essential theory, concepts, and tools, as well as the methodology in aided navigation case studies with sufficient detail to serve as the basis for application-oriented analysis and design. Filled with detailed illustrations and examples, this expert design tool takes you step-by-step through coordinate systems, deterministic and stochastic modeling, optimal estimation, and navigation system design. Authoritative and comprehensive, Aided Navigation features:End-of-chapter exercises throughout Part IIn-depth case studies of aided navigation systemsNumerous Matlab-based examplesAppendices define notation, review linear algebra, and discuss GPS receiver interfacingSource code and sensor data to support examples is available through the publisher-supported websiteInside this Complete Guide to Designing Aided Navigation Systems• Aided Navigation Theory: Introduction to Aided Navigation • Coordinate Systems • Deterministic Modeling • Stochastic Modeling • Optimal Estimation • Navigation System Design • Navigation Case Studies: Global Positioning System (GPS) • GPS-Aided Encoder • Attitude and Heading Reference System • GPS-Aided Inertial Navigation System (INS) • Acoustic Ranging and Doppler-Aided INS
Perfect Digital Photography Second Edition

Perfect Digital Photography Second Edition

Jay Kinghorn; Jay Dickman

McGraw-Hill Professional
2009
nidottu
Master the art of digital photography"Jay Dickman and Jay Kinghorn again have brought an insightful book on digital photography based on creating your best digital photographs, regardless of the rapid changes in the digital technology... From cover to cover, this book is filled with priceless information on how to get the great photos, and how to make sure they are your best." --John Knaur, Senior Marketing Manager, Digital SLR, Olympus Imaging AmericaIn this completely updated, full-color work, a Pulitzer Prize-winning National Geographic photographer and an Adobe Photoshop Certified Expert guide you through the entire photographic process, from composition to printing and archiving. The expert techniques inside this masterful guide help you greatly improve both the quality of your photographs and your proficiency in the digital darkroom. Perfect Digital Photography, Second Edition covers the latest technologies, including digital SLR cameras, Adobe Photoshop CS4, and Adobe Photoshop Lightroom, and offers tips for developing an efficient workflow. Stunning color photographs throughout the book show you the results that you too can achieve.
Digital Analysis of Remotely Sensed Imagery

Digital Analysis of Remotely Sensed Imagery

Jay Gao

McGraw-Hill Professional
2009
sidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.Explore the Latest Techniques and Trends in Remotely Sensed Digital Image Analysis!Written in easy-to-follow language with a minimum of technical jargon, Digital Analysis of Remotely Sensed Imageryprovides exhaustive coverage of the entire process of analyzing remotely sensed data for the purpose of producing accurate representations in thematic map format. The book explores cutting-edge techniques and trends in image analysis, as well as the relationship between image processing and other recently emerged special technologies.Filled with numerous references to the current literature, this essential imaging resource paints a vivid picture of the current status of innovative image analysis methods and future directions in the field. Find state-of-the-art information on storage of remotely sensed data…the image analysis system…image rectification…image enhancement…image classification...accuracy assessment…change detection…intelligent image classification…decision tree classification…integration of image analysis with GIS/GPS…and much more. Digital Analysis of Remotely Sensed Imagery features:Comprehensive, up-to-date coverage of remotely sensed image processingDetails on the relationship between image processing and other recently emerged special technologiesPromising new trends and future directions in image analysisA lavish 16-page color insertInside this Expert Guide to Analyzing Remotely Sensed Images• Remotely sensed data • Storage of remotely sensed data • The image analysis system • Image rectification • Image enhancement • Image classification • Accuracy assessment • Change detection • Intelligent image classification • Decision tree classification • Innovative image classification • Integration of image analysis with GIS/GPS
Investing in Gold Mine Houses:  How to Uncover a Fortune Fixing Small Ugly Houses and Apartments
The smartest investing options for today’s market from a rental property expertBuying and renting out property can generate steady, reliable income year after year. No one knows this better than “Fixer Jay,” the legendary house-fixer and do-it-yourself investor with more than forty-five years of experience. His step-by-step guide shows investors how to find the right property, fix it up, rent it out, increase income by 50 percent, and retire in style.
Mastering the Currency Market: Forex Strategies for High and Low Volatility Markets

Mastering the Currency Market: Forex Strategies for High and Low Volatility Markets

Jay Norris; Teresa Bell; Al Gaskill

McGraw-Hill Professional
2010
sidottu
Make Volatility and Risk Work forYou with Forex Trading!“This book should be in every trader/investor’s library. As we come out of thisdepressed market . . . this book can be your companion, helping you avoidmistakes and enhance your trading/investment program.”—Bill M. Williams, author of Trading Chaos“Whether you’re just getting started trading the world’s most exciting financial market,or you’re looking to add to your trading edge, [the authors] have written an engagingbook packed with powerful techniques that you can use right now.”—Rob Booker, trader, author, educator, and founder and host of TraderRadio.netThe foreign exchange market is the largesttrading market in the world, withaverage daily volume well into the trillions.Because the market is always characterized byhigh liquidity, forex traders benefit most fromvolatile markets—making it the ideal investmentapproach today and well into the future.Mastering the Currency Market is a comprehensiveguide to currency and futures tradingstrategies and techniques for both highly volatileand nonvolatile markets.Putting to work their vast and highly diverseexperience in forex trading, the authors explainhow to take advantage of the many benefitsof foreign exchange trading, includingits low cost of entry afforded by margin, andthe dynamic pricing by nature of the competitivemarketplace. Mastering the CurrencyMarket is divided into five sections covering:The basics of trading currenciesFundamental analysis ofprice valuationTechnical analysis andtrading chartsTrading philosophy andpsychological disciplineVolatility and risk managementWith four decades of combined experience,the authors clearly communicate to you a tradingmethod that will give you the confidenceto both analyze markets and execute tradessuccessfully, regardless of underlying marketconditions.As 2008 introduced nightmare scenarios forinvestors around the world, it was Al Gaskill’smost productive period of his trading career.He used the same trading methods spelled outin this book.Apply the lessons inside and you’ll see profitsrise during periods of high market volatility,and when the market slows down, you candownshift to countertrending methods. It’sa win-win investing method, and Masteringthe Currency Market leads you through it everystep of the way.
101 Best Ways to Land a Job in Troubled Times

101 Best Ways to Land a Job in Troubled Times

Jay Block

McGraw-Hill Professional
2010
nidottu
THE PROVEN FIVE-STEP STRATEGY FORFINDING THE JOB OF YOUR DREAMS!“If you are serious about landing a quality job quickly in today’sjob market, this book will practically guarantee your success.”–Bob Burg, bestselling author of Endless Referrals and The Go-Giver“Jay Block has taken his place as one of the career coaching industry’smost innovative thinkers and contributors.”—Frank X. Fox, Executive Director, Professional Association of Résumé Writers & Career Coaches“A must-read for all job seekers in today’s highly competitive job market.”—Sherry Zylka, Associate Dean of Continuing Educationand Workforce Development, Schoolcraft College (Michigan)“Jay has written a unique and highly effective book combiningmotivational techniques with job search innovation.”—Susan Leventhal, Manager, Professional Placement Network, Workforce One, FloridaAbout the Book:In 101 Best Ways to Land a Job in Troubled Times, Jay Block helps you approach yourjob transition strategically—not as a one-time search, but as a campaign of discovery throughwhich you’ll achieve your career objectives. Follow his easy five-step process to:Manage fear and negative emotions that impede success Carefully define clear job and career goals Create effective and high-impact self- marketing tools that make job seekers STAND OUT professionallyDevelop strategic, structured action plans that will become the job seeker’s GPS to their next jobTake action and “enjoy the process” of landing a job in troubled times quickly and effectivelyBlock’s proven method is the only way to truly seize control of your future, land the job you want,and earn the pay you deserve.
Geothermal HVAC

Geothermal HVAC

Jay Egg; Brian Howard

McGraw-Hill Professional
2010
sidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.In-depth, practical details on geothermal HVAC systemsThis definitive guide covers commercial and residential geothermal heating, ventilation, and air conditioning technologies and explains how to take advantage of their money- and energy-saving features. Geothermal HVAC: Green Heating and Cooling reviews the array of choices currently available, offers market values for systems based on varying options and conditions, and describes how to pair the best systems for each application and budget. Whether you're a contractor or a consumer, you'll find out what you need to know to implement a geothermal HVAC system in a retrofit or new construction project, and start benefiting from this sustainable, affordable technology. Find out how to:Learn the basic types of heat transfer--convection, conduction, and radiationUnderstand how geothermal earth-coupled heat pumps workDetermine which ground loops to use for earth coupling to best meet the demands of the siteUse load sharing to channel the heat differential of one device into useful energy for anotherCalculate system efficiencies and heat gain and lossUnderstand geothermal project proposals and system pricingBenefit from incentives, tax credits, and rebates for geothermal HVAC systemsCalculate your long-term return on investmentVerify that your installed system is working as intendedTroubleshoot your system and avoid common problems
Lean Six Sigma Demystified, Second Edition

Lean Six Sigma Demystified, Second Edition

Jay Arthur

McGraw-Hill Professional
2011
nidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.Your LEAN and mean guide to Lean Six SigmaReady to implement better, faster, cheaper, more-profitable processes in your organization? Lean Six Sigma Demystified, Second Edition, shows you how to use proven techniques for simplifying, streamlining, and optimizing business practices for maximum productivity and profitability.Written in a step-by-step format, this practical guide covers the fundamental methods and tools of Lean Six Sigma. You'll get details on reducing defects and deviation, sustaining improvements, and achieving laser-focused process innovations. Measurement systems analysis (MSA), Design for Lean Six Sigma, and statistical tools such as analysis of variance (ANOVA) are also discussed. Clear examples, helpful diagrams, and concise explanations make it easy to understand the material, and end-of-chapter quizzes and a final exam reinforce key concepts.It's a no-brainer! You'll learn about:The seven speed bumps of LeanValue stream mapping and spaghetti diagrammingControl charts, Pareto charts, and Ishikawa diagrams to laser-focus improvementsExcel power tools for Lean Six SigmaLean Six Sigma tar pitsWays to implement Lean Six Sigma to maximize results and minimize costsSimple enough for a beginner, but challenging enough for an advanced student, Lean Six Sigma Demystified, Second Edition, is your shortcut to this powerful improvement methodology. You'll also get a 90-day free trial of Q1 Macros software for Lean Six Sigma.
Mastering Trade Selection and Management: Advanced Strategies for Long-Term Profitability
Proven Trading Techniques for Lowering Risk and Increasing Profits In Mastering Trade Selection and Management, market strategist Jay Norris provides proven strategies for generating profits on a consistent basis—under all economic conditions. The secret lies not in predicting the market but rather in carefully managing your trade from beginning to end.Norris gives you step-by-step instructions for selecting a market to trade, and determining which direction to trade the market, what to look for prior to trading, and when to enter and exit a trade. Mastering Trade Selection and Management takes the guesswork out of trading by showing you how to:Measure the effects employment, government interest-rate policy, and consumer confidence have on a marketDetermine what levels need to be breached to signal a change of trendImplement a monitoring system to gauge when the current trend is holding or changingAnalyze markets down to an intraday level to identify historical support and resistance levelsAvoid emotional pitfalls that might lead you to make poor decisions—such as exiting a trade too early or failing to pull the trigger on a trade signalNorris’s simple five-step system for trading will make you a more consistent and profitable trader. Using the wealth of graphs, charts, and trading examples inside, you can research, set up, and test your trades in order to fine-tune them for the real world. You risk no money and qualify yourself to make more trades that are lucrative.From planning to execution to exit, the blueprints to the fine art of trading are now in your hands with Mastering Trade Selection and Management.
Modern Geothermal HVAC Engineering and Control Applications

Modern Geothermal HVAC Engineering and Control Applications

Jay Egg; Greg Cunniff; Carl Orio

McGraw-Hill Professional
2013
sidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.Best practices for the design and engineering of geothermal HVAC systemsWith a focus on market needs and customer goals, this practical guide explains how to realize the full potential of geothermal HVAC by integrating hydronic systems and controls at maximum capacity. Modern Geothermal HVAC: Engineering and Control Applications explains how to engineer and specify geothermal HVAC for building projects in varying geographic regions. Typical details on control parameters are provided. By using the proven methods in this innovative resource, you will be able to develop highly efficient, long-lasting, and aesthetically pleasing geothermal HVAC systems.Coverage includes:Low-temperature geothermal or earth couplingGeothermal heat-pump equipmentVariations in earth couplingApplication of earth coupling with regard to site conditionsClosed-loop earth coupling and fusionIntermediate heat exchanger usage in geothermal applicationsStanding column and open geothermal systemsFundamentals of comfort, psychrometrics, and thermodynamicsHydronic and air HVAC system basicsHydronic HVAC system equipmentVariations and improvements to hydronic systemsControl systemsLoad sharing and energy recoveryCalculating system efficiencies, heat gain, and lossGeothermal rebates, incentives, and renewables legislation
iPad Kickstart

iPad Kickstart

Jay Kinghorn

McGraw-Hill Professional
2012
nidottu
Publisher's Note: Products purchased from Third Party sellers are not guaranteed by the publisher for quality, authenticity, or access to any online entitlements included with the product.Your full-color iPad go-to guideCovers the 3rd generation iPad!Get started enjoying your iPad’s innovative tools and features quickly and easily with iPad Kickstart. Loaded with crisp, full-color screenshots, this practical, visual guide focuses on the best ways to maximize your iPad’s capabilities. Stay organized and connected at home and in the office, get news and entertainment, and explore your creative streak. Tips and Now You Know sidebars offer solutions to potential pitfalls and veteran insight helps you get even more out of this extraordinary device. You’ll also find details on the coolest, most useful apps available. Set up and customize your iPad Master the functions, gestures, and controls on your new deviceMigrate apps, settings, and content from your older iPadConnect to the Internet, use email, browse the Web, and keep up with social networksUse iCloud and iTunes to sync and back up your iPadOrganize your life with Calendar, Contacts, and RemindersExplore, install, and organize apps that maximize the functionality of your iPadDownload movies, videos, music, ebooks, and games to your iPad Create your own digital movies, shoot photos, and record musicUse your iPad as a WiFi hotspot and link to devices and accessoriesMaintain and troubleshoot your iPad
Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes
What Every American Needs to Know About the War on Free Enterprise--and Freedom ItselfAmerica: be warned.A new wave of financial reformers has infiltrated our public institutions at both the state and national levels. A growing army of self-proclaimed activists, philanthropists, and politicians has infiltrated not only the Consumer Financial Protection Bureau, but the FDIC, the Treasury, and other regulatory agencies.This explosive new book from New York Times bestselling author Jay W. Richards reveals the shocking truth about:The latest financial regulations—what every consumer and businessperson needs to knowThe Dodd-Frank Reform Act—how it targets the wrong people and problemsElizabeth Warren and the Consumer Financial Protection Bureau—what they’re really up toConsumer credit and debt—why we need to stop blaming the banksThe war against free enterprise—what you can do to fight backThis startling account walks you through America’s government and financial industry from the inside out—exposing the surprising history, the colorful characters, and the earthshaking events that got us where we are today. You’ll meet the political ideologues and extremists whose good intentions paved the road to financial hell. You’ll witness the “blame game” in action, as politicians and the media use the 2008 meltdown as an excuse to further their own agendas. You’ll learn about the terrible consequences that sweeping government reforms have on small businesses and other industries that had nothing to do with the financial crisis.Finally, you’ll find a special resource section of positive actions and ideas to help you stand up and speak out for your rights. America is at a crossroads. It is time for us to choose between stricter government control that limits our freedom or a more open free market that is the key to prosperity. This book could make all the difference.FREE ENTERPRISE IS UNDER ATTACK. THIS BOOK IS AMERICA’S WAKE-UP CALL.“Big government statists have created a destructive myth that deregulation and greed caused the financial crisis. Richards demonstrates that altruistic government policies supported by crony socialists were the primary cause of the crisis. It is important to debunk the statist myth, because it has been the justification for extremely harmful public policies.”John Allison, President and CEO, Cato Institute, and New York Times bestselling author of The Financial Crisis and the Free Market Cure“Infiltrated strips the pretense of compassion from ‘community action’ and rips away the patina of idealism from housing ‘fairness’ hustles. . . . While naming the names and crimes of housing ‘charity’ scammers, Richards expounds an inspiring liberation philosophy of true economic compassion and win-win economic growth for all.”George Gilder, author of Knowledge and Power“Fearless and brilliant. Dr. Richards boldly addresses important consumer lending issues in a detailed and exhaustive manner. You may not like his conclusions, but to detractors I say prove him wrong. The absolute best book of its kind.”Harold A. Black, PhD, Smith Professor of Finance (Emeritus), University of Tennessee“If you want to know why the popular wisdom about the causes and effects of the financial crisis is mostly wrong, and how such myths will help facilitate similar crises in the future, Jay Richards’s Infiltrated is an eye-opener.”Samuel Gregg, author of Becoming Europe