David M. O'Neill

Working as a day trader, Joey Delgado has a very large gambling problem on his hands. Not able to shut his work off at home, Delgado runs countless bets on the weekend games and is hard pressed to cover. Placing his life and that of his wife's life in danger with those carrying his markers, Player 5150 learns that "time is the great teacher but unfortunately it kills all of its students."

One time PGA Golf Pro, McKenzie "Puddy" McFadden finds himself, unknowingly battling the ancient Scottish "Curse of McTiernan" placed upon him by the very forefathers of GOLF themselves. For McFadden, he appears to be a man who's paying for a crime he didn't commit. Crossing the line when playing in a high-profile tournament, Puddy suggests the PGA members create a make-shift men's club at East Haven and keep LPGA members out far and away. Putting the last nail in his-own coffin, Puddy finds his career over and his days managing a weed infested miniature golf course in Barstow California.