Rohit Kumar

Le risque de cr dit reste une fonction vitale et difficile de l'entreprise, car il affecte la rentabilit du secteur bancaire. L' tude a montr que les cr ances douteuses affectent la rentabilit des banques du secteur public et du secteur priv . La rentabilit des banques diminue mesure que le niveau des cr ances douteuses augmente. Cependant, les d terminants sp cifiques aux banques et les d terminants macro- conomiques expliquent que le co t des fonds, la marge d'int r t nette et le taux de pr t moyen pond r , l'indice de la production industrielle, l'indice de la production agricole ont montr une influence sur le niveau des cr ances douteuses brutes des banques du secteur public et des banques du secteur priv . Les banquiers devraient prendre l'initiative de maintenir le ratio des d p ts de cr dit, le ratio des d p ts en esp ces et leur base de capital si les banques ont une base de capital solide et une rentabilit saine, cela contribuera r duire le niveau des cr ances douteuses. Les banques devraient galement accorder plus d'attention aux variables sp cifiques aux banques et aux macro-variables qui influencent le niveau des cr ances douteuses dans le secteur bancaire indien et prendre des initiatives pour contr ler ces variables.

Il rischio di credito rimane una funzione aziendale vitale e impegnativa, poich influisce sulla redditivit del settore bancario. La ricerca ha rilevato che gli NPA influiscono sulla redditivit delle banche del settore pubblico e delle banche del settore privato. Con l'aumento del livello di NPA, la redditivit delle banche diminuita. Tuttavia, le determinanti specifiche della banca e le determinanti macroeconomiche hanno spiegato che il costo dei fondi, il margine di interesse netto e il tasso di prestito medio ponderato, l'indice di produzione industriale e l'indice di produzione agricola hanno mostrato un'influenza sul livello di NPA lordi delle banche del settore pubblico e delle banche del settore privato. I banchieri dovrebbero prendere l'iniziativa di mantenere il rapporto tra depositi a credito e depositi in contanti e la propria base di capitale se le banche hanno una forte base di capitale e una solida redditivit , allora contribuiranno a ridurre il livello di NPA. Le banche dovrebbero inoltre prestare maggiore attenzione alle variabili specifiche della banca e alle variabili macro che influenzano il livello di NPA del settore bancario indiano e prendere iniziative per controllare queste variabili. Le banche dovrebbero concentrarsi su variabili macro come il WALR, l'indice di produzione industriale e l'indice di produzione agricola e su variabili specifiche della banca come il COF e il NIM per controllare gli NPA.

अगर हम पंजाबी लघुकथा की बात करें तो बहुत कम रचनाएँ इस विषय पर मिलती हैं। रोहित कुमार का पंजाबी लघुकथा में प्रवेश कुछ समय पहले ही हुआ है। इससे पहले उनकी 'नसीहत' और 'गंदा ख़ून' नामक दो लघुकथा संग्रह प्रकाशित हो चुके हैं, और अब यह उनकी तीसरी लघुकथा संग्रह 'कठपुतलियाँ' प्रकाशित हो रही है, जो समाज के तिरस्कृत खंड कोठेवालियों/वेश्याओं पर आधारित है। लघुकथा में इस वर्ग के दर्द, रुदन और छटपटाहट को पकड़ना-वास्तव में एक चुनौतीपूर्ण काम है-जिसे रोहित ने बख़ूबी निभाया है। यह संग्रह इस सवाल को भी पेश करता है कि ऐसे कामों में औरतों को आना ही क्यों पड़ता है? उनकी नर्क भरी ज़िन्दगी के लिए कौन ज़िम्मेदार है? हिंदी लघुकथा के दायरे में इस तरह के संग्रह का स्वागत किया जाना चाहिए। रोहित से यह भी उम्मीद करते हैं कि ये समाज के और अन्य वर्गों की वेदना को अपनी कलम से आवाज़ देंगे।

"Nav Kunj" is a poetry collection, an attempt to awaken the public mind against many types of sick systems existing in the society. Maintaining our daily busy lifestyle should be our priority, keeping this in mind, the aim of this book is to put our responsibility towards social reform and creation of a better society on our psyche. An attempt has been made to throw light on various subjects, like The role of the Gurus, his renunciation, exploitation of women, the outline of India's self-reliance campaign.

Alphabet and Numbers, reading and tracing practice book with activities pages for preschool. Make learning with fun with colors, shapes, opposites and basic themes concepts for the preschool workbook. Its also contains interesting games and art and crafts activities for preschoolers. It provides lots and lots of letter tracing and activities for ages 3-5 years. A complete book for preschoolers with fun activities, tracing, writing, coloring and art & Crafts activities.

Learn about the emergence and evolution of IT in the enterprise, see how machine learning is transforming business intelligence, and discover various cognitive artificial intelligence solutions that complement and extend machine learning. In this book, author Rohit Kumar explores the challenges when these concepts intersect in IT systems by presenting detailed descriptions and business scenarios. He starts with the basics of how artificial intelligence started and how cognitive computing developed out of it. He'll explain every aspect of machine learning in detail, the reasons for changing business models to adopt it, and why your business needs it.Along the way you'll become comfortable with the intricacies of natural language processing, predictive analytics, and cognitive computing. Each technique is covered in detail so you can confidently integrate it into your enterprise as it is needed. This practical guide gives you a roadmap for transforming your business with cognitive computing, giving you the ability to work confidently in an ever-changing enterprise environment. What You'll Learn See the history of AI and how machine learning and cognitive computing evolvedDiscover why cognitive computing is so important and why your business needs itMaster the details of modern AI as it applies to enterprisesMap the path ahead in terms of your IT-business integrationAvoid common road blocks in the process of adopting cognitive computing in your business Who This Book Is For Business managers and leadership teams.

Master's Thesis from the year 2017 in the subject Engineering - Mechanical Engineering, grade: 8, language: English, abstract: This work presents a system that would help in automatic design of multi-gates for multi-cavities dies. The system is able to automate: (i) the determination of the placement of gate, and (ii) determination of the shape of gate for die-casting parts having simple shapes. The system has to be implemented in GUI of MATLAB 7.10 using the best industry practices and recommendations from NADCA for gating-system design. The proposed system is able to generate parameters of multi-cavity gating-system for parts requiring multi-gates from the part model data. The other information required for working of the system includes material properties, die-casting process parameters and die-casting casting machine parameters which comes under the data initialization process. The parameters of the gating-system which are determined by the system are used for design of gating-system for the multi-cavity dies. This is done by updating the parameters of pre-modeled gating-system features stored as feature library. Chapter 3, 4 and 5 present the various modules of the system along with its implementation on case-study parts. The results from the case-studies are quite encouraging and are in-line with the best industry practices. The present work describes a novel methodology for computer-aided automatic placement of the gating system for a die-casting part. it uses the parting line information to identify the probable positions for the placement of the gating system. This aspect of die-design has not received due attention of the researchers in the past. Moreover, the automated gating-system design for die-casting parts that require multiple agates in a multi-cavity die has not been attempted. Both these features provide the originality to the present work.